Private Investors and Lenders

Investor Information

We work with a number of private investors and lenders who invest in first and second mortgages.

For experienced investors, this can be a very rewarding opportunity to obtain secure investments at excellent returns.

If you would be interested in participating in our investor program, please call, send an email, or complete the information in the form and we will reach out to you.

We will ask you to complete a Know Your Client form that lets us know what kind of mortgages might interest you and other essential information like your lawyer's contact and investment experience.

Why invest in mortgages?

Mortgages are secured by land and buildings and generate consistent returns over time. There are also downsides to consider: You are obligated to lend the funds until the end of the mortgage term. If property values fall, your investment becomes less secure. We advise you to speak to your lawyer and financial advisor about investing in mortgages.

What types of mortgages are available?

First and second mortgages secured by residential and commercial land and buildings. First mortgages have priority and are more secure. Second mortgages earn higher rates of return but are placed behind first mortgages and are less secure than them.

What Types of Borrowers and Properties Need Private Mortgages?

You may be surprised to learn that there are many good people and excellent properties that fall outside the bounds of conventional bank financing.

Self-employed people. Business owners. People new to Canada. Recently divorced. Many people do not qualify for bank financing for a variety of reasons. We take applications and credit checks. Your lawyer does searches.

Private mortgages largely depend on the the security and value of the properties. Third-party professional appraisals and other relevant inspections may be required. We provide relevant information to help you make your decision. As with the borrowers, your lawyer reviews the property information prior to closing the mortgage for you.

Get In Touch.